The insurance plan is provided by CARD Pioneer Microinsurance, a joint venture of two Filipino trailblazing companies: CARD Mutually Reinforcing Institutions (CARD MRI), which aims to transform economically-challenged families into financially resilient citizens; and Pioneer a trusted name that has consistently charted milestones in life and non-life insurance for almost 70 years.

Coverage Details:

• Coverage period:  One year
• Cost:  Annual premium covered by your purchase
• Age eligibility: 18 to 65 years old  

Benefit Amounts:

If the event happens, your loved one in the Philippines receives a reimbursement up to:

• ER Accident:PHP 10,000
• ER Sickness:PHP 5,000
• Hospital Indemnity Benefit:PHP 200/day (up to 15 days annually)
• Surgical:PHP 10,000
• Maternity:PHP 2,500

The fine print:

• Covers emergency treatment to confinement  
• A waiting period of four(4) months shall be imposed on the occurrence of ER-Sickness and Daily Hospital Income Benefit due to pre-existing conditions at the commencement of insurance coverage  
• Surgical covers major operations only, both for sickness and accident  
• A waiting period of ten (10) months shall be imposed on the occurrence of Maternity Benefit  
• Standard exclusions apply for Personal Accident, Emergency Expense and Daily Hospital Income Benefit due to accident and sickness

Pluxee Gift Codes are provided by Pluxee, a leader in gifting and rewards in the Philippines. These gift cards can be used at over 10,000 Pluxee Merchant locations throughout the Philippines.

Take better care of your loved ones in the Philippines before and after a medical emergency. Our product provides store gift cards that can be used at pharmacies and durable medical equipment shops as well as annual insurance to prepare for and deal with the financial impacts of medical emergencies and more.