The insurance plan is provided by CARD Pioneer Microinsurance, a joint venture of two Filipino trailblazing companies: CARD Mutually Reinforcing Institutions (CARD MRI), which aims to transform economically-challenged families into financially resilient citizens; and Pioneer a trusted name that has consistently charted milestones in life and non-life insurance for almost 70 years.

Coverage Details:

• Coverage priod:  One year
• Cost:  Annual premium covered by your purchase
• Age eligibility: 18 to 65 years old

Benefit Amounts:
If the event happens, your loved one in the Philippines receives a reimbursement up to:

• Typhoon or Flood:PHP 5,000
• Fire Cash Assistance:PHP 5,000
• Earthquake:PHP 1,000
• Death:PHP 15,000
• Personal Accident:PHP 150,000

The fine print:

• Does not cover loss, cost or expense of whatever nature, directly or indirectly caused by or resulting from pre-existing conditions, unless Insured Individual has been insured for four (4) consecutive months  
• Standard exclusions apply for Personal Accident, Fire Cash Assistance and Calamity Aid such as Typhoon/Flood & Earthquake  
• For new enrollment, a waiting period of one (1) month shall be imposed on the occurrence of Typhoon coverage 

Pluxee Gift Codes are provided by Pluxee, a leader in gifting and rewards in the Philippines. These gift cards can be used at over 10,000 Pluxee Merchant locations throughout the Philippines.

Take better care of your loved ones in the Philippines before and after a natural disaster. Our product provides store gift cards that can be used at hardware stores as well as annual insurance to prepare for and deal with the financial impacts of natural disasters and more.